ASSUMABLE LOAN AT 3.25% ON APPROX $430,000. NO FAIR PLAN! $2,657/yr insurance quote. ASSUMABLE FHA LOAN AT 3.25% ON APPROXIMATELY $430,000 FOR QUALIFIED BUYERS. Ask how this property may be purchased with payments around $3,000 per month. No California Fair Plan required. Current insurance quote approximately $2,657 per year. If you're looking for room for your dogs, space for projects, a workshop, a garden, or simply a little more breathing room, this property offers a lifestyle. Set on just under 5 acres with a detached shop/garage, no HOA, and Race Communications high-speed fiber internet, this property offers flexibility, convenience, and the freedom to use your land your way. The fenced front and backyard areas provide practical everyday use for dogs, outdoor living, and entertaining, while the additional acreage beyond offers room for gardening, chickens, animals, RV parking, equipment, trailers, and hobbies. Whether you're a remote worker, contractor, outdoor enthusiast, hobby farmer, car enthusiast, or simply someone who wants more elbow room between neighbors, this property offers possibilities that are becoming harder to find. The detached shop/garage adds valuable space for projects, tools, storage, vehicles, recreational gear, or a home-based business. It's the kind of space buyers often wish they had after moving to the countryand this property already has it. Inside, vaulted ceilings and abundant natural light create an open and welcoming feel. The living room flows seamlessly to a covered deck overlooking the property, creating an ideal setting for morning coffee, outdoor dining, entertaining, or simply enjoying the peaceful surroundings. The kitchen features gas cooking, stainless steel appliances, and generous workspace, while the functional floor plan offers comfortable everyday living with room to personalize over time. Race Communications fiber internet allows you to work remotely, stream, game, and stay connected without sacrificing the benefits of rural living. This manufactured home sits on a permanent foundation, making financing available through many traditional lenders and creating an attainable path to acreage ownership in Nevada County. Conveniently located approximately 13 minutes from Grass Valley's shopping, restaurants, Target, Starbucks, medical services, and everyday conveniences NO FAIR PLAN! $2657/yr Quote. Text/call to ask how to buy this home for around $3k/month