Modern, low-maintenance living with NO HOA in Folsom Ranch! This beautiful like-new 4-bedroom, 3-bath home offers a thoughtfully designed open-concept floor plan, stylish finishes and exceptional everyday convenience. A highly desirable bedroom and full bath on the main level provide flexibility for guests, multigenerational living or a private home office. At the heart of the home, the kitchen opens seamlessly to the dining and living areas and features quartz countertops, stainless steel appliances, abundant cabinetry and a peninsula with additional seating. Quartz countertops continue throughout all three bathrooms, creating a cohesive, elevated feel. The spacious primary suite features dual vanities, an oversized walk-in shower, and massive walk-in closet. A dedicated laundry room adds additional functionality upstairs for the three bedrooms upstairs. Outside, enjoy an extended concrete patio with plenty of room for outdoor dining, entertaining or simply relaxing, complemented by easy-care landscaping for a truly low-maintenance lifestyle. Additional features include solar and EV hookups in the attached garage. Ideally situated near some of Folsom's best shopping, dining and entertainment, with the Palladio just minutes away and Starbucks and dining options within walking distance. With newer construction, a versatile floor plan, modern finishes, solar, low-maintenance outdoor living and NO HOA, this move-in ready home offers an exceptional combination of comfort, convenience and value.