2.5% rate fully amortized ASSUMABLE VA Loan to non or VA entitled buyers - $610k approx bal. WOW... what a view! Mornings will delight you, offering peace and tranquility as you begin your day sipping coffee and gazing east toward the Sierra foothills. Inlaid stone tiled flooring greets you from the stunning front door - you might mistake this for a true Craftsman home from East Sac's fab 40s! Appreciate the 'Frenchy' hinged double doors by Anderson Windows in the owner's suite and leading to the back patio. You will be impressed by the quality of finishes and enhancements the owner-contractor remodeled into this traditionally styled single-story home featuring rich wood finishes, solid wood transom doors, Anderson windows, and gorgeous mahogany wood flooring. Foodies will feel their heart beat while entertaining family and friends in this stunning old world styled kitchen, which features stone countertops, high-end appliances, and all the bells and whistles you would expect in a million-dollar+ custom home. Come by and peek inside the cabinets and see for yourself! A striking dual-sided natural stone fireplace adds both charm and presence, creating a natural connection between formal and informal living spaces. The owner's suite easily holds king sized furnishings, has a walk-in closet + secondary closet and soaking tub with separate shower. We can discuss completing the carpet in this room before closing. The fourth bedroom works well as a home office / playroom / crafting space with its location in the heart of the home. Building Permits show the owner installed an energy-efficient Cool-R reflective membrane roofing system. This community has NO HOA, NO GATES and NO MELLO ROOS bonds with this home. El Dorado Hills Community Svs District Enforces CCRs. On just under a 1/3 ACRE lot you will benefit from privacy from all directions. A 3-car garage with one bay separated and finished for a shop/ office though it is suitable for auto storage. Tankless hot water heater, central vacuum, updated HVAC system too! So, what's the catch? you ask-- If you can see the potential to complete the baseboards, some door & windows and trim and eventually update 2 of the bathrooms, you can have the home of your dreams. Move in and make it your home at closing. It's completely functioning! What a steal and its ready for you to close escrow quickly! Get your offers in today! We're in a rush...!