Seller says "Let's get creative!" Welcome to your El Dorado Hills retreat! Located in desirable St. Andrews Village with top-rated schools and no HOA or Mello Roos! This beautifully maintained 3-bed, 2-bath home offers style, comfort, and outdoor living. Enjoy vibrant landscaping, mature trees, and a welcoming entry. Inside, a spacious living room features wood laminate floors, a cozy fireplace, wet bar, and French doors leading to an expansive deck ideal for entertaining. The kitchen shines with a timeless black-and-white design, sleek black appliances, and a sunny breakfast nook. The primary suite includes built-in closet organizers and a granite/travertine ensuite. Two oversized bedrooms offer custom touches like a built-in desk, double closet, and window bench. A jetted tub and elegant finishes elevate the hall bath. Natural light pours in through skylights, with ceiling fans throughout for year-round comfort. The private backyard oasis boasts a spa, playset, entertaining deck, and basketball hoop. The garage includes a utility sink and ceiling fan. NO SPECIAL FIRE INSURANCE NEEDED!