Imagine waking up to a peaceful view of Lake Patterson and ending your day with a glass of local wine on your own private balcony. This charming end-unit townhome makes that dream a realityplus, it comes with an assumable FHA loan at just 3.75%, which could save you a huge amount over the years. Tucked in a quiet neighborhood, you're only a 3-5 minute drive to the heart of El Dorado and Diamond Springs, with their small-town charm, restaurants, and historic streets. Inside, you'll love the cozy woodstove for winter nights, the spacious fenced backyard (one of the biggest in the community), and the many updates that make this home completely move-in ready: Brand-new energy-efficient HVAC (2024) Fresh paint and carpet (2024) All new appliances (2025) Even better, the $385 monthly HOA fee takes care of the big stuffinsurance, roof and gutter maintenance, exterior paint, fencing, balconies, landscaping, parking, and garbage serviceso you can focus on enjoying your home. With modern upgrades, a fantastic location, and one of the best financing opportunities you'll find, this home is ready to welcome you.