SELLER MOTIVATED! 4% INTEREST RATE - BUYER INCENTIVE. Welcome to your dream home in the heart of Otay Ranch! This beautifully designed 4-bedroom, 4-bathroom residence offers spacious living with upscale finishes and a flexible floor plan. Recently upgraded with new flooring installed less than a year ago, an updated kitchen with newer appliances, and newer carpet throughout. The newly installed master closet (February 2025) adds a luxurious touch to the primary suite. Enjoy the convenience of a large laundry room which makes this unit unique compared to other properties. Additional highlights include a two-car garage, low HOA, and NO Mello-Roos! Nestled in a luxury community with sparkling pools, parks, and walking trails, and just minutes from top-rated schools and premier shopping centers. Perfect for families seeking comfort, value, and a vibrant communitylifestyle.