Located in the sought-after community of Montecito in Otay Ranch, this stunning 4-bedroom + loft, 3.5-bathroom property offers style and functionality. Equipped with solar, a reverse osmosis and water softener system, and many upgrades, this home is move-in ready. Welcome yourself into the open-concept main floor where the living room flows seamlessly into the kitchen. The kitchen features cherry oak cabinets, granite countertops, newer stainless steel appliances, a large walk-in pantry, and access to the 2-car garage with epoxy flooring. A half bath is located on the first floor, ideal for guests. Upstairs, the primary suite boasts a massive walk-in closet, a highly upgraded en-suite bathroom with enhanced shower and tub for extra comfort. Additionally youll find two additional bedrooms, a shared bathroom, and a laundry room for efficiency. The third floor features a spacious loft, a fourth bedroom and a full bathperfect for a guest space, office, or rent out for additional income. Other upgrades include bathrooms with cherry oak cabinets, custom countertops, upgraded showers, and oversized bathtubs, tile and laminate wood flooring, ceiling fans in every room, A/C, and cherry oak-stained staircase railings with iron rods. Enjoy the outdoors in your private patio space. Montecitos resort-style amenities including pools, spas, a fitness center, sports courts, and a clubhouse. Conveniently located across from an elementary school and park.