Welcome to this charming single-story home in a peaceful Carmichael neighborhood with an Assumable 2.875% VA loan! This 3-bedroom, 2-bath home offers a bright, comfortable layout with a cozy wood-burning fireplace and large sliding glass doors that fill the space with natural light. The kitchen features a sunny breakfast nook, with recently updated flooring. Dual-pane windows, and a new electric heat pump water heater enhance comfort and energy efficiency. Other recent updates include new vanity and cabinets in the hall bathroom, and new paint throughout. Enjoy outdoor living with a paved patio, mature landscaping, a fenced dog run, and an automatic sprinkler system. The home also has a spacious 2 car garage and plenty of parking. Conveniently located just a short walk from Eugene Ahner Park, Coyle Elementary School, Mercy San Juan medical center, and shopping. This property offers a great opportunity for first-time buyers, downsizers, investors, or anyone seeking easy single-level living in a desirable Carmichael location. Don't miss this well-maintained move in ready home!