A rare opportunity to own oceanfront property in Cambria—with owner financing available. This two-story coastal gem offers sweeping whitewater views and direct access to the bluff trail, nestled just steps from the 430-acre Fiscalini Ranch Preserve with oceanfront pathways, forested trails, and peaceful meditation benches. The home has been thoughtfully upgraded with a new roof, updated windows, new flooring, a remodeled kitchen, refreshed bathrooms, electrical panel, gas fireplace insert, water heater, washer, landscaping, and more. A converted garage provides additional living space, ideal for guests, a studio, or a home office. Enjoy better-than-180-degree coastal views thanks to the home’s unique position next to public beach access. Expansive panoramic windows capture the dramatic Pacific coastline, filling the home with natural light and ocean serenity. A rare find in Cambria by the Pines—this is your chance to own a turn-key oceanfront retreat with flexible terms and unforgettable views.