Owner Financing Available – No Bank Needed | Prime Location Opportunity Rare chance to secure a premium vacant lot in a highly desirable area with flexible terms that make ownership simple and accessible. City utilities are available including electric, sewer, water, & natural gas. Whether you're planning to build now, hold as an investment, or secure land in a growing market, this property offers both location and opportunity. Offered at $140,000 Seller Financing Terms: $40,000 down $100,000 financed by owner 3-year term with balloon Approx. $625/month (interest-only) Flexible Buyer Options: Choose the structure that works best for you: 7.5% standard plan with monthly payments Discounted rates available with prepaid interest: 7.0% (1 year prepaid) 6.5% (2 years prepaid) 6.0% (3 years prepaid) Buyer-Friendly Advantage: No prepayment penalty – pay off early anytime Avoid traditional bank financing delays and restrictions Fast, straightforward closing