~Historic charm, built-in income, unbeatable location.~ Located in the heart of the Historic District, this charming brick cottage blends timeless character with income potential. The 2-bed/1.5-bath main home offers 1,164 sq ft with original hardwood floors, bay windows, and architectural details that honor its historic roots. The covered front porch with decorative ironwork invites you to enjoy the charm of this established neighborhood. The detached apartment provides an additional 672 sq ft of independent living space above the two-car garage. Currently licensed as a Short-Term Rental with the City - a difficult-to-obtain asset - this 1-bed/1-bath apt features warm wood-paneled walls and ceilings, updated kitchen, refreshed bath, and inviting living areas that create a cozy retreat. A private deck overlooks the back yard, and with its own entrance and full layout, it functions as a true second dwelling. Recent improvements include new HVAC, two new water heaters, updated electrical, re-plumbed apartment, fresh paint inside and out, most windows replaced, and approximately 80% of roof shingles replaced. Live in one, earn from the other - a rare Historic District investment.