USDA $0 Down Payment Eligible! Welcome to this beautifully updated 4-bedroom, 2-bath home located in the highly desirable Winchester Subdivision in Semmes. Fresh interior paint throughout and brand-new carpet in all bedrooms and the family room make this home truly MOVE-IN READY!!! The home features a split-bedroom, open-concept layout ideal for both daily living and entertaining. The family room is spacious and inviting with a vaulted ceiling, a fireplace, and ample natural light. The kitchen is open to the living and dining areas and includes stainless steel appliances, a hop-up breakfast bar, recessed lighting, and plenty of cabinet space. The refrigerator remains with the home! The primary suite features a beautiful tray ceiling, walk-in closet, and a deluxe en-suite bath with double vanities, a garden soaking tub, and a separate walk-in shower. The additional bedrooms are generously sized and located on the opposite side of the home for added privacy. Enjoy outdoor living with a large, level backyard. The large shed in the back remains with the property! The home sits on a spacious lot in a quiet, well-maintained neighborhood with easy access to schools, shopping, and dining. This property qualifies for USDA financing—offering $0 down payment options. Buyer / Buyer agent to verify all information deemed important before closing.