Incredible opportunity!! This home is eligible for 100% financing, 30-year fixed rate with no PMI for qualified buyers, plus a $15,000 seller concession to help with eligible closing costs, lender-approved rate buydowns, or other permitted uses. More flexibility as you plan your purchase! Inquire for full program details, qualification requirements, and concession options. The Ann at Helen Estates is a faithful nod to the early 1900s bungalow — the kind of home where front porches mattered, ceilings felt tall and gracious, and rooms were designed for connection — yet this is not a renovation but a carefully crafted replica that captures the cozy architectural charm of that era while seamlessly integrating the efficiency and technology of modern construction. Located just off Summerville Road in North Phenix City, this custom home sits on a beautifully landscaped half-acre lot just minutes from North Columbus and Downtown Columbus, offering easy access to dining, Riverwalk evenings, shopping, and entertainment while benefiting from lower Russell County property taxes compared to Muscogee County. From the outside, The Ann reflects true bungalow character with welcoming covered porches, balanced rooflines, and thoughtful proportions that feel rooted rather than trendy; Helen Estates was intentionally designed as a non-cookie-cutter development where each home carries its own architectural identity, free from repetitive farmhouse rows or mass-produced elevations. Inside, ten-foot ceilings and eight-foot interior doors echo early 20th-century scale, the great room centers around a gas fireplace, and the sunroom overlooks the backyard while flowing seamlessly to the covered back porch with its own stainless gas fireplace for year-round outdoor living. The kitchen blends heritage style with modern function through quartz countertops, a farm sink with accessories, GE Profile Smart appliances, gas cooktop, double ovens, and a generous walk-in pantry, creating a space that feels timeless yet performs beautifully. The primary suite is located on the main level and serves as a true retreat, featuring direct access from the primary closet to the laundry room — because while 1905 aesthetics are charming, modern convenience matters — along with a built-in dog room nook tucked under the staircase and accessible directly from the suite, a charming and highly functional detail that reflects the builder’s thoughtful approach to how real families live. Upstairs are two spacious bedrooms with walk-in closets, and the home offers opportunity for expansion with an additional 450+ square feet of walk-out attic space ready to be finished as a future bedroom, office, media room, or studio, providing room to grow without compromising design integrity. Behind the bungalow charm is serious construction, including spray foam insulation, Tech Shield radiant barrier decking, a tankless gas water heater, EV charging in the oversized garage, and prewired security and home automation by Wire Works, while the professionally landscaped lot features Zoysia grass, zoned irrigation, and landscape lighting that enhance the home’s presence. Reasonable deed restrictions protect the charm of Helen Estates without HOA fees, making The Ann a rare blend of historic inspiration, modern intelligence, and craftsmanship approached with intention. * 360 TOUR AVAILABLE