OWNER FINANCING AVAILABLE WITH 25% DOWN-Beautiful and affordable coastal living opportunity in the Spanish Cove community! Cash buyers. This spacious 4-bedroom, 1.5-bath home offers added versatility with a Murphy bed and bonus office space, for remote work, guests, or flexible living. Thoughtfully updated throughout, the home features a newly renovated kitchen with stainless steel appliances, pantry storage, and modern finishes. Fresh paint and a brand-new HVAC system provide comfort and peace of mind. The inviting layout includes 2 bright sunrooms one at the entry and a spacious living area centered around a cozy wood-burning stove. The primary bathroom features a double vanity and an oversized walk-in shower, while the utility room adds everyday convenience. Outside, enjoy your own private coastal retreat surrounded by mature palm trees, bamboo, and lush landscaping creating a relaxing tropical setting. The large fenced yard offers plenty of space for entertaining, pets, or gardening. A workshop with water and electricity provides excellent space for hobbies, storage, or projects. Covered carport parking plus ample onsite boat parking make it easy to enjoy the coastal lifestyle. Located in the Spanish Cove waterfront community, residents enjoy amenities including a private beach, fishing pier, clubhouse, pool, parks, and direct access to Perdido Bay. Convenient to Pensacola, NAS, Gulf Coast beaches, dining, shopping, and boating, this home combines comfort, flexibility, and coastal charm. Buyer to verify all information during due diligence.