Lake Martin cottage with water access in Kowaliga Bay Estates offering incredible water views. This would make a great weekend getaway, a perfect investment property, or an ideal starter home. The neighborhood features four common areas with a boat ramp, piers, picnic areas, boat docks, and swimming access just a short stroll away. The home has been well maintained and includes 2 bedrooms, 1 bathroom, plus an additional flex area. The kitchen is open to the living area. A large covered back deck provides great space for entertaining to take in the lake views. Recent updates include a new water heater, new plumbing, new light fixtures, a new deck on the front porch, and a new metal roof over the spacious back deck. There is also additional storage underneath the home for all your lake toys. Voluntary HOA dues are only $100 per year. See HOA website for full neighborhood details www.kowaligabayestateshoa.com. Excellent opportunity for a vacation rental or personal lake retreat.