This well-maintained home offers a comfortable and thoughtful layout with the owner's suite on one side of the main floor and the additional bedrooms on the other, giving everyone their own space. The main level also features the laundry room for easy everyday living. There is a buffer property behind the home that is privately owned with a creek (less neighboring homes to see). You'll enjoy vaulted ceilings and wonderful southern exposure along the back of the home, bringing in plenty of natural light. Upstairs, a bonus room with a balcony provides flexible space -perfect for an office, playroom, hobby area, or quiet retreat. Outside, the home has great curb appeal with established landscaping and a wide driveway offering plenty of parking. The oversized garage adds even more room for storage, projects, or Alaskan gear. Located toward the front of Settlers Bay, you'll appreciate less traffic and fewer speed bumps, while still being just minutes from the golf course, nearby trails, and outdoor recreation. The home sits on a dead-end road, offering a bit more privacy and reduced through-traffic. Clean, cared for, and easy to live in-this home is ready to welcome its next owners. VA Assumable, approx balance and interest rate of 305K at 2.75% Must have VA Entitlement.