Welcome to this beautifully maintained one-owner home tucked among the trees in Lake Monticello. Offering 3-4 Bedrooms, 3.5 Baths, vaulted ceilings, hardwood floors & a sought-after first-floor Primary Suite, this home combines warmth, space & flexibility in a peaceful natural setting. The soaring Great Room w/stone fireplace flows effortlessly into the dining area & spacious kitchen, while walls of windows invite natural light & wooded views inside. Enjoy morning coffee or evening gatherings from the large rear deck & screened porch overlooking the tranquil landscape. The finished walk-out lower level offers exceptional flexibility with generous living space ideal for a guest suite, recreation room, home office, gym, or possible 4th Bedroom. Outside, the setting truly becomes magical. Three established koi ponds w/fish included create a private garden retreat unlike anything else currently on the market in Lake Monticello. Mature landscaping, shade trees & multiple outdoor living areas make this property feel like a hidden escape. Additional highlights include a 2-car garage, whole house generator, abundant storage, corner lot location & pride of ownership throughout. First time ever offered for sale by the original owners.