An Assumable 3.65% Rate and a Lifestyle Worth Living | Welcome to your Glebe Harbor Oasis. Steps from the Potomac River, this nearly new one-level home is one of the most irresistible opportunities in Montross, and not just because of the location. Qualified buyers can assume the existing mortgage at a 3.65% interest rate, a rare financial advantage in today's market that makes this home as smart as it is beautiful. Inside, the open-concept layout is filled with natural light and anchored by a cozy gas fireplace; a space that's equally suited for quiet evenings in or lively entertaining. The upgraded kitchen impresses with stainless steel appliances, vaulted ceilings, and LVP flooring that flows seamlessly through the main living areas. Every finish feels intentional, every detail move-in ready. Step outside and the lifestyle truly begins. A private deck sets the scene for morning coffee or weekend gatherings, while the welcoming front porch invites you to slow down and take in the surroundings. And those surroundings? They're exceptional. As a Glebe Harbor resident, you'll enjoy access to 5 private beaches, 2 boat ramps, pool, clubhouse, tennis courts, and scenic waterfront spaces. All just moments from attractions in neighboring towns like Warsaw and Callao, or breweries ideal for hydrating after a hike in Westmoreland State Park. Boating, fishing, relaxing by the water, this is the kind of everyday life most people dream about. If you've been waiting for a move-in ready home with modern upgrades, a vibrant waterfront community, and a financing edge that sets it apart, this is the one.