Incredible Possible duplex investment or house-hack opportunity less than a mile from Lynchburg General Hospital! This 3BR/3.5BA townhome features a terrace-level studio apartment with private entrance, full bath, and kitchenette, perfect for Airbnb, travel nurses, or long term rental. Upstairs offers 2 spacious bedrooms, each with its own full bath. Main level includes a bright kitchen, open living space, and half bath. Zoned R-4 and registered with the City for short term rental. Bike to the University of Lynchburg, Farm Basket, shopping, restaurants, and Blackwater Creek Trail. Listed in the low $230s with multiple financing options available, including $0 down VHDA/USDA for qualified buyers, 3% down conventional, and 3.5% FHA & payments approximately $1,700/month. Whether you're a first-time buyer or savvy investor, this home checks all the boxes for location, flexibility, and potential passive income. Don't miss this rare opportunity in the heart of Lynchburg!