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657 W Cottage Lane, 
Deruyter, NY 13052

$895,000


4

Beds


3

Baths


2,672

Sq Ft


Single Family


Virtual Tour

Active

Listed by

Brooke Wood

Limestone Creek Properties LLC.

315-655-0303

Last updated:

July 16, 2025, 02:50 PM

MLS#

S1605182

Source:

NY GENRIS

About This Home

657 W Cottage Lane

Everyone says they’ve got the best spot on the lake—but this one truly stands out. With over 300 feet of shoreline and nearly an acre of land, this south-end stunner sits on a rare peninsula-like lot that feels like your own private retreat. Sun-soaked from morning ‘til night and surrounded by water on three sides, it’s the kind of place where lake life comes easy. After all, it’s always 5 o’clock on DeRuyter Lake. Built in 2008 by a custom home builder, this 2,672 square foot, four-bedroom, three-bath home was made for relaxed living and year-round comfort. The open-concept layout is full of charm and natural light, with vaulted ceilings, radiant in-floor heat, rich hardwood floors, and a cozy wood-burning fireplace at its heart. The living room looks out over the water, and there’s a convenient first-floor bedroom plus a spacious primary suite. A breezeway connects the home to the two-car attached garage, offering plenty of storage for all your lake toys and gear—boats, bikes, kayaks, and more. Whether you’re casting a line, taking a morning paddle, jumping off the dock, or kicking back by the fire pit with friends, this lake is made for memory-making. And when you’re ready to head out for the evening, the Boathouse Restaurant is right around the corner—perfect for lakeside dining and tales of the one that got away. No projects, no worries—just move in, exhale, and let the lake life begin.

Home Facts

Single Family

3 Baths

4 Bedrooms

Built in 2008

Price Summary

895,000

$334 per Sq. Ft.

MLS #:

S1605182

Last Updated:

July 16, 2025, 02:50 PM

Added:

2 month(s) ago


Rooms & Interior

Bedrooms

Total Bedrooms:

4

Bathrooms

Total Bathrooms:

3

Full Bathrooms:

3

Interior

Living Area:

2,672 Sq. Ft.


Structure

Structure

Architectural Style:

Contemporary, Two Story

Building Area:

2,672 Sq. Ft.

Year Built:

2008


Lot

Lot Size (Sq. Ft):

38,768


Finances & Disclosures

Finances

Price:

$895,000

Price per Sq. Ft:

$334 per Sq. Ft.

Source:NY GENRIS
The information being provided by New York State Alliance is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information is deemed reliable but not guaranteed and should therefore be independently verified. © 2025 New York State Alliance All rights reserved.

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