NEW REDUCED PRICE! Assumable VA Loan at 3% Interest! Perfectly positioned in the heart of the Upper Valley, this rare find offers a unique combination of privacy, convenience, and year-round recreation with Mascoma Lake steps away. Enjoy four seasons of lakeside living without the premium lakefront taxes! Nestled discreetly off the road, surrounded by mature trees, and set on a beautiful private 2-acre lot, this well-maintained two-story ranch offers over 2,800 sq ft of living space, including a fully equipped detached cottage (ideal for rental income–$2,000/mo–or multi-generational living), and private beach access just a stroll away. The primary residence’s upper level features a spacious kitchen/dining area with scenic views of your private woods, a comfortable living room with a wood-burning fireplace, two bedrooms, a full bath, and a balcony with stunning westerly sunset views over the lake. The lower walkout level has three finished rooms, a half bath, and a flexible workshop with ample storage. The detached cottage serves as a fully functional studio or in-law suite with a washer, cooktop, AC, full bath, parking, and a deck with lovely lake views. Additional features include a cute chicken coop with a custom-built run, two storage sheds, perennial gardens, a stone fire pit, and ample open yard space. Truly a unique property offering serene country living with easy access to outdoor recreation, minutes from DHMC, Hanover, Lebanon. Seller is an NH Real Estate Agent.