Southern Charm Meets Modern Comfort. Welcome to this beautiful 3 bedroom, 2 bath home nestled under majestic live oaks in the heart of Bay St Louis. Located just minutes from Old Town, shopping, dining, and the beach. Built in 2007 of solid concrete, this home is wind, fire, hurricane and flood water resistant. ''Fortified for Safe Living'' through Mississippi Windstorm Pool. It is certified for wind resistance up to 140 mph. This certification comes with a 40% discount on your wind and hail insurance! The large fenced lot allows plenty of space for a pool and outdoor living. The home features an open concept and high ceilings throughout the house, large windows provide ample natural light, the wood burning fireplace offers warmth and the perfect ambience on chilly nights. The kitchen provides lots of cabinet space and poured concrete countertops. Home Exterior was painted in 2022 and new wrought iron railings installed on all steps. Large primary bedroom boast vaulted ceilings for that open feel. Primary Bathroom updated with new vanity, paint, and shower 2024. Sit on the front porch and wave to the golf carts as they pass by or unwind on the large screened porch overlooking the back yard. Whether you are looking for a forever home or a weekend retreat, this Bay Oaks beauty checks all the boxes. Call today to schedule a private tour! Seller is a MS licensed real estate broker(inactive)