PRICE ADJUSTMENT + $15,000 BUYER INCENTIVE FOR RATE BUY-DOWN OR CLOSING COSTS, Welcome to this meticulously maintained, 4-bedroom home tucked away on a quiet street in the heart of Bluewater Bay—zoned for sought-after Bluewater Bay Elementary and the award-winning Niceville High School. Step inside to soaring vaulted ceilings and a bright, open layout that's perfect for everyday living and entertaining. The living room flows into a dining area and kitchen featuring granite countertops, solid wood cabinetry, and high-end induction stove and dishwasher. The spacious primary suite is located on the main level, while upstairs offers a sunny loft, three additional bedrooms, and a full bath—ideal for family, guests, or a home office. Out back, enjoy two screened porches, a brick patio with fire pit, and a large private yard designed for Florida evenings under the stars. But what truly sets this home apart are the invisible upgrades the ones that deliver peace of mind, year-round comfort, and long-term savings. These include: *InsulStar® closed-cell insulation for unbeatable energy efficiency *Stone-coated metal roof with a 50-year lifespan *Impact-rated vinyl windows & full hurricane shutter system *Whole-home 24kW Generac generator With every detail thoughtfully maintained, this home is the perfect blend of timeless design, smart investment, and unbeatable location. Don't miss your chance to own a home that truly has it all, inside & out.