Welcome to Coastal Living in Costa Mesa! Discover this beautifully upgraded 3-bedroom, 2-bathroom Monticello townhomean ideal primary residence or second home by the beach. With a charming front porch and giant two-car enclosed garage off the patio, this home blends comfort, convenience, and coastal style. Step inside to find modern upgrades throughout, including remodeled kitchen and bathrooms, updated flooring, and newer windows. The open-concept living area feels bright and spacious, featuring recessed lighting and upstairs offers 2 LARGE bedrooms with ample closet space. The layout offers great flexibility with one bedroom and a full bath downstairs with cool design, perfect for guests or a home office. A special feature of this home is the cozy front porch in addition to the private "decked" out patio. There is also a small "sound studio" that would be great for creatives or podcasters. Outside your front door, enjoy a lush greenbeltideal for kids or petsand relax knowing youre just minutes away from the beach. Youll be within walking distance of the OC Fairgrounds for fun events year round, Vanguard University and Orange Coast College, and a quick bike ride to Newport Beachs Back Bay Trail. Triangle Square, South Coast Plaza, The Anti-Mall, local restaurants, and shopping are also nearby, with easy freeway access to the 405, 55, 73 and John Wayne Airport. This community offers an HOA with many amenities, covering water, trash, exterior maintenance, 2 pools, 2 spas, clubhouse and guest parking. FHA and VA loans are welcome here and there is NO land lease or Mello Roos.