Welcome to this beautifully maintained 3-bedroom, 2-bathroom home located in the desirable White Hall School District and eligible for Rural Development financing—$0 down! Step inside to discover a thoughtfully designed split floor plan featuring newer vinyl plank flooring, and a cozy shiplap accent wall with a gas fireplace in the living room. The oversized master suite offers a private retreat with French doors that open to your serene, fully fenced backyard—complete with a relaxing waterfall feature and plenty of space to unwind or entertain. The kitchen is equipped with a double oven and plenty of cabinetry, while the dedicated grilling deck out back is perfect for cookouts. Other standout features include a 2-car garage with a newer motor and track system, newer roof, and a whole-home generator connection for peace of mind. Enjoy the extra privacy of the oversized backyard with full fencing, and the convenience of nearby schools, shopping, and quick access to local amenities. Don’t miss your chance to own this move-in-ready gem with modern updates and financing options that make it easy to call home! Recent appraisal on file (4/30). Call today for your appointment!