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    What is a Mortgage Escrow?
    When it comes to your mortgage payment you most likely know it's made up of the principal and interest. What a lot of buyers over look is the third part of that payment, the escrow. It's this part of the payment that can cause your mortgage to go up or down. This account is set up to make sure you have the money to pay for your homeowner's insurance, PMI and taxes.Lenders will require you to have homeowner's insurance. You can pick the company and the policy as long as it meets the lenders requi...
    Nov 01, 2018 Buying a Home
    The First Step When Buying Your House
    The first step in buying a house really begins way before you hit the streets looking. It starts with your finances. If you are looking to buy a house it is never too early to start thinking about it. The things you do today will affect how things will go with the home buying process.Mary Beth Henderson of Embrace Home Loan suggests getting your financial house in order before getting that home loan.Pay all your bills on time. This tip is a no brainer for most but you need to be diligent as you ...
    Nov 01, 2018 Buying a Home
    How Much Can You Spend on Your Dream Home?
    How much you can spend on a house is always a good place to start the home buying process. You are really the only one who can answer that question. A lender can pre-qualify you for a loan amount but it's not always the right amount to spend. It's really all about your budget.The first thing you should do is get that pre-qualification done. This will give you a ballpark figure of the amount of the house. Once you are approved you should sit down and really be honest about your budget. I kno...
    Nov 01, 2018 Buying a Home

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