My Community Involvement
- St. Mary Magdalene Catholic Church, Newnan, GA, Parishioner
You've most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.But there can actually be financial benefits to putting down a small down payment—as low as three percent—rather than parting with so much cash up front, even if you have the money available.THE DOWNSIDEThe downsides...
Nov 22, 2020 ‧ Buying a Home
You've found your dream home and the seller has accepted your offer. Now it's time to cross all your T's and dot all your I's before calling it your home. One of the first items on your closing checklist is the home appraisal. So, what exactly is that?The home appraisal is essentially a value assessment of the home and property. It is conducted by a certified third party and is used to determine whether the home is priced appropriately.During a home appraisal, the appraiser conducts a complete...
Oct 14, 2020 ‧ Buying a Home
Staging your home is all about accentuating the most desirable features of the property. You will draw more interest for your home and leave a lasting impression that is sure to help you sell it more quickly. Here's what you should keep in mind as you prepare for your next open house or virtual viewing!Especially, if you are planning to invite interested buyers into your home, spruce up your landscaping. The first impression your home gives to potential buyers is its exterior. Ensure you hav...
Aug 25, 2020 ‧ Selling a Home
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